Group Benefits · Toronto & Canada

Group benefits, run with an insider’s perspective.

See where your price should land in minutes with an instant estimate built the way carriers actually rate groups. Then we take your plan to market and bring back firm proposals. Built by former insurance insiders, backed by real advisors.

2 min
to an estimate
2–1,000+
employees
24hr
advisor response
Your estimate
Dawson & Co.
12 employees · Toronto, ON
Standard
$1,842/month
Health & drugs80% coverage
Dental$1,500 / year
Life insurance$50,000
Long-term disabilityIncluded
Marketed across Canada’s leading carriers
Sun LifeManulifeCanada LifeDesjardinsBenevaGreenShieldEquitable LifeEmpire LifeBlue Cross
How it works

From zero to a quote in four steps.

01

Tell us about your team

A few quick questions: industry, province, headcount. No paperwork.

02

See three plans, estimated live

Carrier-grade rating methods produce an instant estimate. Essential, Standard, Premium, side by side.

03

Customize within your tier

Tweak drug, dental, life, disability and more, and watch the monthly estimate update as you go.

04

We take it to market

A licensed Walrus advisor verifies your details, shops your group across Canada’s carriers, and presents firm proposals you can actually act on.

Why Walrus

Everything you need to get covered.

A self-serve experience for buyers, with the rigour of a real underwriting desk behind it.

Instant estimates

A credible number in two minutes, so you know where your price should land before you talk to anyone.

Customize your plan

Start from a preset and adjust each benefit. The estimate moves live as you build it.

Underwriter-built

Manual and experience rating, credibility, pooling. The same methods carrier underwriting desks use, built by people who ran them.

Advisor-backed

A licensed advisor reviews every file, and the numbers you decide on are firm carrier proposals, not our estimate.

One place for everything

Estimate, apply, enroll your team and manage documents from a single portal.

Built for Canada

Province-aware rating across every line: drugs, dental, disability and more.

A brokerage, not just a button

The instant estimate is where we start.

Walrus is a licensed, full-service group benefits brokerage. The estimate tool shows you where your price should land. Everything after that is done for you, by people who used to build these prices for the carriers.

01

Strategic plan design

Data-driven design that attracts and retains talent while protecting your budget: health, dental, life, disability, HSAs and retirement.

02

Marketing & negotiation

We shop your group across Canada’s carriers and negotiate with an insider’s knowledge of how the pricing is actually built.

03

Seamless administration

Modern enrolment and ongoing support that make benefits effortless for HR. No ticket black holes.

04

Proactive renewals

Continuous market analysis and renewal strategies that start months in advance and defend your rates with data.

05

Employee advocacy

Year-round human support so your people actually understand and use their benefits.

Benefits that matter
“Great benefits are the difference between keeping your best people and watching them walk. We make them simple to buy and simple to run.”

The Walrus team

47%
of employees would leave for better benefits
2 min
to a carrier-grade estimate
76%
of employers say benefits attract talent
24hr
advisor response guarantee

Your estimate is two minutes away.

No commitment, no pressure, and a licensed advisor whenever you want one.

Instant pricing is an expert estimate prepared with carrier-grade rating methods. Final rates come from the firm carrier proposals we present. Nothing is binding until you choose and sign.

Prefer to talk?

Get a free benefits assessment.

A dedicated advisor will reach out within 24 hours. Completely free, no obligation.